Credit Cards

Protect YourSelf From Credit Card Skimming


A credit card or ATM card can be stolen from you while it’s in your pocket the whole time and even when you get home. The way this is done is with credit card skimming. Thieves do this when you swipe your card. What happens is when you swipe your card like for a regular purchase, your digital information is copied over. All your personal information on that card is put on another card without your knowledge. Don’t think that you are totally immune to getting involved in a identity theft credit score. Before you put your ATM card in the machine, look carefully at the machine.

Watch out to see if the ATM machine looks bigger than it usually is. Thieves like to wait around the ATM machine for customers to slide their card and leave. If there is a skimmer on an ATM machine, thieves wait around to grab the skimmer after you and a number of people have already lost their information. Then the thieves will take the skimmer off and go home to clone your card. This fraud of collecting your information and making a new card can land them years in jail. The best thing you can do is figure out how to get credit score reports and see if there are any errors. The thief with a clone of your card will purchase whatever they like.

There may even be a pinhole camera mounted to see where you placed your fingers on the pin pad. While you just got home from the bank, the thief already has a cloned copy of your ATM card and camera footage to see what your secret PIN is. In a blink of a eye, your hard-earned money is withdrawled without your consent. You need to regularly check if new accounts have been opened while knowing how to read a credit report. Don’t fall for ATM skimmer and read about how to stay safe.

Do not use ATMs that look sketchy. Do not use those stand alone ATM machines. If you feel sketched out about an ATM then use another one. Cover the keypad as your are entering your pin number. No machine tells you to input the pin multiple times so that is a red flag.

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Posted by Admin - September 26, 2011 at 12:17 pm

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